Even though some bank branches may look open on April 1, regular customers cannot use branch services on this day. This is because banks are busy with their annual account closing work.
Bank employees use this day to complete important financial tasks and close accounts for the entire year. That is why branches remain closed to the public on April 1 (Wednesday).
According to the Reserve Bank of India, the financial year ends on March 31 every year. Banks finalize their accounts on April 1. Some branches may stay open, but customers are not allowed to do any work there.
Upcoming Bank Holidays in April
Bank services will also be affected on several other dates in April due to holidays and festivals.
Good Friday Holiday – April 3
Banks will remain closed in major cities like Delhi, Mumbai, Kolkata, Chennai, and Bengaluru on April 3 due to Good Friday.
Holidays from April 14 to 16
Banks will be closed in different states due to festivals such as:
Bihu
Vishu
Tamil New Year
Ambedkar Jayanti
States like Assam, West Bengal, Kerala, and Tamil Nadu will be affected during this period.
Limited Services on April 20–21
Banking services will be limited in some states like Karnataka and Tripura on April 20 and 21 due to local festivals.
Digital Banking Services Will Continue
Even when bank branches are closed, customers can still use digital services such as:
UPI
Mobile banking
Internet banking
ATMs
You can easily send or withdraw money using these options.
However, some services will not be available, including:
Cheque clearing
Demand drafts
Branch-related transactions
So, it is better to complete important banking work before the holidays to avoid any problems.
RBI Holiday Reasons in April 2026
Here are the main reasons for bank holidays in April:
April 1 – Financial year closing
April 2 – Maundy Thursday
April 3 – Good Friday
April 14 – Ambedkar Jayanti, Bihu, Tamil New Year, Baisakhi, and other festivals
April 15 – Bengali New Year, Vishu, Himachal Day
April 16 – Bohag Bihu
April 20 – Basava Jayanti, Akshaya Tritiya
April 21 – Garia Puja
