If you have any important banking work planned for next week, it’s a good idea to check the RBI holiday calendar first.
During the fourth week of July 2026, banks will remain closed on three days due to a regional festival and regular weekly holidays.
While bank branches will be closed on these dates, online banking services like UPI, internet banking, mobile banking, and ATMs will continue to work as usual.
Bank Holiday List: July 20 to July 26, 2026
According to the Reserve Bank of India (RBI) holiday calendar, banks will remain closed on the following days:
July 22 (Wednesday): Banks in Agartala will remain closed due to Kharchi Puja.
July 25 (Saturday): Banks across India will remain closed as it is the fourth Saturday of the month.
July 26 (Sunday): Banks across the country will remain closed for the weekly Sunday holiday.
Customers in Agartala are advised to complete any branch-related work before July 22 to avoid inconvenience.
When Will Banks Remain Open?
Bank branches are expected to function normally in most parts of the country on the following days:
July 20 (Monday)
July 21 (Tuesday)
July 23 (Thursday)
July 24 (Friday)
If you need to visit your bank, these are the best days to complete your work.
Are Banks Open Today?
Banks in most parts of India are open on July 18, 2026.
However, bank branches in Gangtok will remain closed today due to the Drukpa Tshe-zi festival.
Will Online Banking Services Work During the Holidays?
Yes. Even when bank branches are closed, customers can continue using digital banking services without interruption.
Services such as UPI, NEFT, RTGS, internet banking, mobile banking, and ATMs will remain available throughout the holidays.
You can transfer money, pay bills, recharge mobile phones, and make online purchases at any time.
Most digital transactions are processed within a few minutes, even on weekends and bank holidays.
RBI’s Bank Holiday Categories
The Reserve Bank of India classifies bank holidays into three categories:
Holidays under the Negotiable Instruments Act: These affect branch operations and cheque-related services at the state or national level.
RTGS Holidays: These are days when RTGS transactions cannot be processed through bank branches.
Bank Closing of Accounts: This holiday is generally observed on April 1 for annual account closing.
Although physical branches remain closed on notified holidays, customers can continue to use digital banking services for most of their banking needs without any disruption.
