There is good news for more than 7 crore EPF subscribers across India. The government has officially approved an interest rate of 8.25% on Employees’ Provident Fund (EPF) deposits for the financial year 2025-26.
According to sources, the interest amount may start reflecting in subscribers’ EPF accounts by the end of June 2026.
Finance Ministry Gives Final Approval
The Employees’ Provident Fund Organisation (EPFO) can credit interest to subscribers’ accounts only after receiving approval from the Finance Ministry.
Sources say the Finance Ministry has now approved the 8.25% interest rate recommended by EPFO’s Central Board of Trustees (CBT), the organisation’s highest decision-making body.
Earlier, on March 2, 2026, the CBT, chaired by Union Labour Minister Mansukh Mandaviya, decided to keep the EPF interest rate unchanged at 8.25% for FY 2025-26. The proposal was then sent to the Finance Ministry for final clearance.
Interest Credit Process to Begin Soon
Following the approval, EPFO is preparing to transfer the interest amount to subscribers’ accounts this month.
The good news for members is that EPFO’s new digital ecosystem is expected to make the process faster. Once the transfer begins, the interest amount should reflect in accounts without significant delays.
8.25% Interest Rate Continues for Third Year
EPFO has now maintained the 8.25% interest rate for the third consecutive year.
FY 2025-26: 8.25%
FY 2024-25: 8.25%
FY 2023-24: 8.25% (increased from 8.15%)
Before that, EPFO had reduced the interest rate to 8.10% for FY 2021-22, which was the lowest level since 1977-78, when the rate stood at 8%.
Since then, the rate has improved and remains stable at 8.25%, providing consistent returns to millions of salaried employees across the country.
