The Employees’ Provident Fund Organisation is planning several major changes that could benefit millions of PF subscribers across India.
From higher pensions to faster services, these updates aim to make life easier for employees who depend on PF savings for their future.
Pension May Increase Up to ₹7,500
One of the biggest highlights is the proposed increase in minimum pension.
Right now, under the Employees’ Pension Scheme, the minimum pension is just ₹1,000 per month.
The government is now considering raising it to ₹7,500.
This move comes after long-standing demands from worker unions and recommendations from a parliamentary panel.
If approved, this could bring major financial relief to pensioners.
PF Withdrawal Through ATM Soon
EPFO is also working on making PF money more accessible.
Soon, members may be able to withdraw their PF savings directly through ATMs.
This means faster access to funds during emergencies without long waiting periods.
In addition, a proposal to offer 8.25% interest on PF deposits has been sent for approval.
Once cleared, the interest will be credited directly to accounts.
Faster Claims and Better Digital Services
EPFO has significantly improved its performance using digital technology.
In the financial year 2025–26, it settled 83.1 million claims, a big jump from 60.1 million the previous year.
Even better, around 71% of advance claims are now processed within just three days, making the system quicker and more efficient.
New ‘e-Praapti’ Portal Makes Things Easier
To simplify account management, EPFO has launched the ‘e-Praapti’ portal.
This platform helps users reactivate inactive accounts easily using Aadhaar verification.
Thanks to these digital upgrades, 66.8 million claims are now processed without needing cheque images, saving both time and effort.
Overall, these proposed changes show that EPFO is moving towards a faster, more user-friendly system.
If implemented, they could bring significant convenience and financial support to PF account holders.
