Bank of Baroda has announced its March quarter results, and the numbers show steady growth in profit along with improving asset quality.
The public sector bank reported a net profit of ₹5,615.7 crore for the quarter ended March 2026, registering an 11.3% rise compared to the same period last year.
Following the results, Bank of Baroda shares remained in focus during Friday’s trading session.
Profit Rises Over 11% in March Quarter
Bank of Baroda’s net profit increased from ₹5,047.7 crore in Q4FY25 to ₹5,615.7 crore in Q4FY26.
The bank also reported a slight increase in total income, which stood at ₹36,608 crore during the quarter.
This was around 2.1% higher than ₹35,851 crore reported a year ago.
The improvement in profit was mainly supported by stronger interest earnings and better asset quality.
Net Interest Income Sees Strong Growth
The bank’s Net Interest Income (NII), which is the difference between interest earned and interest paid, rose by 8.7% year-on-year.
NII increased to ₹12,493 crore in Q4FY26 compared to ₹11,494 crore in the same quarter last year.
This growth indicates that the bank earned more from loans and advances during the quarter.
Asset Quality Improves Further
Bank of Baroda also showed improvement in its bad loan position.
The bank’s net NPA (Non-Performing Asset) declined to ₹6,315 crore from ₹6,994 crore a year earlier.
Its net NPA ratio improved by 13 basis points to 0.45%.
Meanwhile, the gross NPA ratio also fell below the 2% mark, which is considered a positive sign for banks.
Dividend Announced for Shareholders
Along with quarterly results, Bank of Baroda has also recommended a dividend of ₹8.5 per share for shareholders.
Dividend announcements usually attract investor attention, especially from long-term investors looking for regular income.
Some Areas Still Under Pressure
Despite the profit growth, the bank reported a decline in EBIT (Earnings Before Interest and Taxes).
EBIT fell by nearly 10% to ₹5,919 crore, compared to ₹6,580 crore in the year-ago quarter.
However, earnings per share (EPS) improved to ₹10.86 from ₹9.76 last year, showing better returns for shareholders.
How the Stock Performed
Bank of Baroda shares ended Friday’s session at ₹263.50 per share.
The stock remained in focus after the results announcement as investors reacted to the bank’s improving profit and asset quality numbers.
