Private sector lender Axis Bank has announced its fourth quarter results for FY 2025-26. The bank reported a profit of ₹7,071 crore, which is slightly lower by 0.6 percent compared to last year.
However, there were some positive signs. The bank’s net interest income (NII) grew by 5 percent to ₹14,457 crore. Income from fees and charges also increased by 4 percent, reaching ₹6,561 crore.
Despite this, total revenue from operations saw a small decline of 0.5 percent to ₹20,480 crore. At the same time, expenses rose by 6 percent to ₹10,466 crore, which impacted overall profitability.
Dividend Announced, Share Price in Focus
The bank’s board has approved a dividend of ₹1 per equity share. Meanwhile, earnings per share (EPS) dropped to 14.74 from 16.98 last year.
Axis Bank’s stock is currently around ₹1,365. After the results announcement, investors are expected to closely track the stock movement in the coming trading session.
On the deposits front, the bank showed solid growth. Total deposits increased by 13.89 percent to ₹13,35,834 crore as of March 31, 2026.
Strong Loan Growth Across Segments
Axis Bank reported strong growth in lending activity. Total loans increased by 18.52 percent to ₹12,33,570 crore.
Retail loans grew by 8 percent to ₹6,73,468 crore. Loans to small and medium businesses saw a sharp rise of 24 percent to ₹1,47,159 crore.
Corporate loans showed the highest growth, jumping 38 percent to ₹4,12,943 crore. Meanwhile, average CASA (current and savings account) deposits increased by 11 percent, with the CASA ratio standing at 40 percent.
NPA Update: Mixed Trend
On the asset quality front, the bank showed mixed performance.
The net NPA ratio slightly increased to 0.37 percent from 0.33 percent last year. However, gross NPA improved, coming down from 1.28 percent to 1.23 percent.
The bank set aside ₹13,027.99 crore as provisions for bad loans during the quarter, higher than ₹11,355.28 crore in the same period last year.
Digital Growth and Credit Card Expansion
Axis Bank continued to expand its digital and payments business during the quarter. The bank issued over 10 lakh credit cards, showing strong demand in this segment.
What CEO Amitabh Chaudhry Said
Axis Bank’s Managing Director and CEO Amitabh Chaudhry said the bank is entering the new financial year with confidence.
He added that the focus remains on strengthening the business while keeping a close watch on global economic and geopolitical developments.
