As June comes to an end, bank customers should check the list of bank holidays in July 2026 before planning any branch visits.
According to the Reserve Bank of India (RBI) holiday calendar, banks across different states will remain closed on several days due to weekends and regional festivals.
Although bank branches will remain shut on these dates, customers can continue using online banking services without any interruption.
Bank Holidays in July 2026
Banks will remain closed for a total of 12 days in July 2026, including Sundays, second and fourth Saturdays, and state-specific holidays.
Weekly Bank Holidays
Banks across the country will remain closed on:
Sundays: July 5, 12, 19 and 26
Second Saturday: July 11
Fourth Saturday: July 25
State-Wise Bank Holidays
Apart from regular weekends, banks will also remain closed in certain states due to local festivals and special occasions.
July 6: Aizawl – MHIP Day
July 9: Shillong – Beh Deinkhlam
July 16: Bhubaneswar (Ratha Yatra), Dehradun (Harela), and Imphal (Kang/Rathajatra)
July 17: Shillong – Death Anniversary of U Tirot Singh
July 18: Gangtok – Drukpa Tshe-zi
July 22: Agartala – Kharchi Puja
Customers living in these cities should plan their branch visits in advance to avoid inconvenience.
Will Online Banking Continue to Work?
Yes. Even when bank branches are closed, digital banking services will remain available throughout the month.
Customers can continue using:
UPI
NEFT
RTGS
Internet Banking
Mobile Banking
These services can be used 24×7 to transfer money, pay bills, check account balances, and carry out most banking transactions.
RBI’s Three Types of Bank Holidays
The RBI classifies bank holidays into three categories:
Holidays under the Negotiable Instruments Act: Branch banking and cheque clearing services remain unavailable.
RTGS Holidays: Branch-based RTGS services are suspended on these days.
Bank Closing of Accounts: Usually observed on April 1 for annual account closing.
While branch-based services will not be available on bank holidays, customers can continue to complete most banking tasks online without any disruption.
