Recognizing the growing popularity of passive investing, Edelweiss Mutual Fund has introduced a new and innovative product called the Edelweiss Nifty LargeMidcap 250 Plus 8–13yr G-Sec 70:30 Index Fund.
This fund is designed as an all-in-one solution for investors who want to benefit from stock market growth while also keeping their money relatively safe with government-backed investments.
It follows a unique 70:30 strategy, combining the stability of large-cap stocks, the growth potential of mid-cap stocks, and the safety of government bonds (G-Secs).
Portfolio Structure: How the Fund is Invested
The fund is divided into two main parts:
70% Equity Component (Nifty LargeMidcap 250)
This portion invests in the top 250 companies in India:
The top 100 large-cap companies, which provide stability and strength
The next 150 mid-cap companies, which offer higher growth potential
Large-cap stocks help reduce risk, while mid-cap stocks support long-term wealth creation.
30% Debt Component (8–13 Year G-Sec)
The remaining 30% is invested in government securities with maturities between 8 and 13 years.
These bonds are issued by the Government of India
They carry zero default risk
This part of the fund helps protect the portfolio when the stock market falls, providing stability during volatile periods.
Key Fund Details
Minimum Investment: ₹5,000 (lump sum) and ₹500 (SIP)
Last Date to Invest: April 1, 2026
Exit Load: Nil
Benchmark: Nifty LargeMidcap 250 Plus 8–13yr G-Sec 70:30 Index
Fund Managers: Bhavesh Jain and Dhaval Dalal
Why This Fund Stands Out
Experts believe that pure equity funds can be highly volatile. This fund addresses that issue by balancing equity and debt automatically.
Lower Volatility: The debt portion helps reduce losses when markets decline
Automatic Asset Allocation: No need to manage separate equity and debt investments
Tax Advantage: Since equity exposure is above 65%, it is taxed like an equity fund
Gains above ₹1.25 lakh after 1 year are taxed at 12.5% long-term capital gains tax
Who Should Invest?
This fund is ideal for:
Investors with a 5 to 7-year investment horizon
Those who want exposure to mid-cap growth but with lower risk
Investors looking for a diversified portfolio in a single fund
