The country’s largest public sector bank, State Bank of India (SBI), has made banking easier by launching its WhatsApp Banking Service. Now, SBI customers can access many banking services directly from home using WhatsApp.
This means you no longer need to visit a bank branch or stand in long ATM lines just to check your balance or view your transactions.
Easy Banking on WhatsApp
SBI first introduced this service in 2022 with limited features like balance check and mini statements. Over time, the bank has upgraded it with many new services.
Today, users can do much more through WhatsApp, including checking detailed account statements, getting loan-related information, and accessing NRI services. This makes everyday banking faster and more convenient.
How to Register for the Service
To start using SBI WhatsApp Banking, your mobile number must be registered with your bank account and linked to WhatsApp.
You can register in two simple ways:
Visit SBI’s official website and scan the QR code
Or send an SMS from your registered mobile number:
Type: WAREG ACCOUNTNUMBER
Send to: +917208933148
(Example: WAREG 123456789)
How to Use WhatsApp Banking
Once registered, using the service is very simple:
Send “Hi” on WhatsApp to +919022690226
You will receive a welcome message from SBI
Choose from the available options based on your needs
The process is quick and works like chatting with a bot that guides you step by step.
Services You Can Access
SBI customers can use WhatsApp to:
Check account balance
View mini statement (last 10 transactions)
Get detailed account statement (up to 250 transactions)
Download interest certificates for home and education loans
Access pension slips
Get information about loans and deposit schemes
Check debit card details or report lost/stolen cards
Download banking forms
Find nearby ATMs or bank branches
Available 24/7 with Safety Tips
One of the biggest benefits of this service is that it is available 24/7. You can use it anytime, even on bank holidays.
However, always remember:
Use only your registered mobile number
Avoid clicking on unknown links
Do not trust unofficial apps or messages
