Paytm has rolled out two useful updates that can make your daily transactions quicker and easier.
You can now:
Approve UPI payments using Face ID or fingerprint
Withdraw cash from ATMs without a debit card
These changes are designed to reduce steps, save time, and improve convenience during everyday payments.
No More Typing PIN Every Time
One of the biggest updates is how you approve payments.
Earlier, every UPI transaction required entering a PIN.
Now, if your phone supports biometrics, you can simply use:
Fingerprint (Android)
Face ID (iPhone)
This makes payments faster and smoother.
However, the UPI PIN option is still available, so you can choose what works best for you.
There is one limit to keep in mind:
Biometric UPI payments are currently capped at Rs 5,000 per transaction
Withdraw Cash Without a Debit Card
Paytm has also introduced UPI-based cardless cash withdrawals, making ATM access much simpler.
Here’s how it works:
Go to an ATM that supports UPI withdrawals
Select the “UPI Cash Withdrawal” option
Enter the amount
Scan the QR code using Paytm
Approve using PIN or biometrics
Once done, the ATM will dispense cash—no debit card needed.
The withdrawal limit is usually up to Rs 10,000 per transaction, depending on your bank.
This feature comes in line with new guidelines from the Reserve Bank of India, which focus on stronger and safer digital payments.
Is Your Biometric Data Safe?
Many users worry about privacy when using biometrics.
Paytm has clarified that:
Your biometric data is not stored by the app or the bank
Authentication happens directly on your device
If you’re not comfortable using Face ID or fingerprint, you can continue using your UPI PIN as usual.
The Bottom Line
These updates may not seem flashy, but they make a real difference.
With fewer steps and faster verification, Paytm is making everyday payments more simple, secure, and convenient.
