If you have a Jan Dhan account and it has completed 10 years, then it’s time to get your Re-KYC (Know Your Customer) updated.
If you don’t do this, your account might get frozen, meaning you won’t be able to withdraw money, send funds, or receive government subsidies.
To keep your account active and continue receiving the benefits of government schemes, make sure to complete your Re-KYC by 30 September 2025.
Government Setting Up Camps for Easy KYC Update
To make this process easier, the government is setting up camps in every Gram Panchayat.
You don’t need to stand in long bank queues—just visit your local camp with your Aadhaar card and address proof, and complete the Re-KYC process. This is an important step to keep your account safe, active, and benefit-ready.
What is Re-KYC?
Re-KYC means updating your customer information with the bank. If your mobile number, address, or other details have changed since you opened the account, you’ll need to update them. This helps the bank verify that the account still belongs to you and prevents misuse.
Camps Running from 1 July to 30 September 2025
According to the RBI Governor, Re-KYC has become mandatory for lakhs of Jan Dhan accounts completing 10 years.
From July 1 to September 30, 2025, all government banks are holding special camps at every Panchayat level for Re-KYC.
These camps are not just for KYC—they also aim to connect people to various government schemes.
Schemes You Can Benefit From
By keeping your Jan Dhan account active, you can continue to access important schemes like:
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Life insurance of ₹2 lakh for just ₹330 per year.
Pradhan Mantri Suraksha Bima Yojana (PMSBY): Accident insurance of ₹2 lakh for just ₹12 per year.
Atal Pension Yojana (APY): Monthly pension of ₹1,000 to ₹5,000 for senior citizens.
On 2 August 2025, Prime Minister Narendra Modi announced that 55 crore Jan Dhan accounts have been opened across the country and lakhs have already completed Re-KYC.
He urged all account holders to get their KYC updated soon to keep receiving benefits without any interruptions.
Benefits of the Jan Dhan Yojana
No minimum balance required to open the account.
Interest earned on deposited money.
RuPay debit card with accident insurance of ₹1–2 lakh.
Overdraft facility of up to ₹10,000 for eligible users.
Direct benefit transfer (DBT): Government subsidies come directly into the account.
How to Do Re-KYC
Visit your bank or the nearest KYC camp.
Bring your Aadhaar card and proof of address.
Fill out the KYC form and submit your documents.
Once the process is complete, the bank will update your account details.
Important Reminder
If your Jan Dhan account was opened 10 years ago and you haven’t updated any information since, your Re-KYC is likely pending.
Not completing it can lead to your account being temporarily frozen, which will stop you from doing transactions or receiving government money.
Don’t wait—complete your Re-KYC before 30 September 2025 to keep your Jan Dhan account active and continue enjoying its benefits.