Choosing the right travel credit card in India can be difficult, especially with so many options offering exciting features like free airport lounge access, air miles, cashback, and exclusive travel discounts.
Whether you travel by flight, train, or bus, there’s a credit card that fits your travel style.
Here’s a look at 12 of the best travel credit cards in 2025, their features, and how they can help you save on your journeys.
1. Axis Magnus for Burgundy Credit Card
A premium travel card offering unlimited domestic and international lounge access
Up to 24% value back on travel-related spending
Milestone rewards and better point transfer ratios
Annual fee: ₹30,000 (waived on spending ₹30 lakh+ per year)
2. Axis Atlas Credit Card
Earn 2.5X EDGE Miles on travel spends
Get 30 lounge visits per year (12 international + 18 domestic)
Works on a tier-based system: higher spends unlock more benefits
Annual fee: ₹5,000
3. Axis Bank Horizon Credit Card
Enjoy 32 domestic and 8 international lounge visits annually
Earn up to 5 EDGE Miles per ₹100 spent
Points can be converted to travel partner programs at a 1:1 ratio
Annual fee: ₹3,000
4. SBI Card MILES
Ideal for frequent flyers
Earn 6 travel credits per ₹200 on travel spends, 2 credits on other spends
Includes 8 domestic and 6 international lounge visits
Priority Pass membership and 1.99% forex markup
Available in three variants, with annual fees from ₹1,499 to ₹4,999
5. IRCTC SBI Platinum Card
Best suited for railway travelers
Get up to 10% reward points on IRCTC bookings
Includes 4 free railway lounge visits per year
Fuel surcharge waiver
Annual fee: ₹500
Premium version (IRCTC SBI Card Premier): ₹1,499
6. KrisFlyer SBI Card
Co-branded with Singapore Airlines
Earn KrisFlyer miles on domestic and international spending
Welcome bonus: 3,000 KrisFlyer miles
Up to 5 miles per ₹200 spent on travel
Includes lounge access and KrisFlyer Elite Silver status
Annual fee: ₹2,999; Premium version: ₹9,999
7. Yatra SBI Card
Affordable annual fee of ₹499
Join and get ₹8,250 worth of travel vouchers
Get discounts on flight and hotel bookings via Yatra.com
8. HDFC Diners Club Black Metal Edition Credit Card
Designed for high spenders
Earn 5 reward points per ₹150 spent
Unlimited lounge access, both domestic and international
Includes lifestyle memberships and 2% forex markup
Annual fee: ₹10,000
9. Marriott Bonvoy HDFC Credit Card
Ideal for those staying at Marriott hotels
Earn 4X points on Marriott spends
Get Silver Elite status as a welcome perk
12 domestic and 12 international lounge visits per year
Annual fee: ₹3,000
Why Travel Credit Cards Are Gaining Popularity
The demand for travel-specific credit cards in India is rising. Many of these are co-branded with airlines, hotel chains, or travel websites. They offer:
Savings on travel bookings
Low forex markups
Exclusive lounge access
Travel rewards and cashback
Whether you’re a frequent flyer, a business traveller, or someone who travels by train or bus, there’s a travel credit card to match your needs.
