ePayLater is a digital payment option available on the IRCTC website and mobile app (iOS and Android).
It allows passengers to book train tickets, flights, and tour packages instantly and pay later—within 14 days—without any interest. During this period, you don’t need to enter card details or load money into a wallet.
Where Can You Use ePayLater?
Train Ticket Booking: Whether it’s a regular or Tatkal ticket, you can use ePayLater to book your ticket instantly a
nd pay later. IRCTC books over 1 lakh Tatkal tickets every day, helping millions of passengers.
Flight Booking: You can choose ePayLater while booking flights on the IRCTC website or app and pay within 14 days.
Tour Packages: Both domestic and international IRCTC tour packages can be booked using ePayLater with the same 14-day payment window.
How to Use ePayLater
Log in to the IRCTC website or app.
Select the train, flight, or tour package you want.
Go to the payment page and choose the ‘ePayLater’ option.
Your booking will be completed instantly, and you’ll have 14 days to make the payment.
Supporting Digital India
IRCTC introduced ePayLater to support the Digital India initiative and promote a cashless economy.
This facility is offered in partnership with Arthashastra Fintech Pvt Ltd and enables users to book tickets without needing a credit/debit card or net banking.
