Have you had a Jan Dhan account for 10 years? If yes, it’s time to complete your Re-KYC.
If you don’t do this, your account may be frozen, which means you won’t be able to withdraw money, send funds, or receive subsidies.
To keep enjoying government benefits without any issues, you must complete Re-KYC before 30 September 2025.
To make the process easier, the government has set up special camps in every Gram Panchayat. You don’t have to visit the bank and stand in long queues.
Just take your Aadhaar card and address proof to your local camp and finish the Re-KYC. This step is important to keep your account safe, active, and benefit-ready.
What is Re-KYC and Why is It Important?
Re-KYC stands for Re-Know Your Customer, which means updating your personal details like address, mobile number, or other important information in the bank records.
This ensures the account still belongs to the right person and isn’t being misused.
Due to the completion of 10 years of the Jan Dhan Yojana, the RBI Governor has made Re-KYC mandatory for lakhs of account holders.
That’s why government banks are conducting Re-KYC camps from 1 July to 30 September 2025 at the panchayat level.
These camps also aim to connect people to various government schemes.
Schemes You Can Benefit From
By keeping your Jan Dhan account active, you can get access to these government schemes:
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Life insurance of ₹2 lakh for just ₹330 per year.
Pradhan Mantri Suraksha Bima Yojana (PMSBY): Accident insurance of ₹2 lakh for only ₹12 per year.
Atal Pension Yojana (APY): Pension scheme offering ₹1,000 to ₹5,000 monthly after retirement.
As of 2 August 2025, Prime Minister Narendra Modi announced that 55 crore Jan Dhan accounts have been opened in the country,
and many people have already completed their Re-KYC. He has urged all account holders to update their KYC as soon as possible to continue receiving benefits.
Benefits of Jan Dhan Yojana
No minimum balance required to open the account.
Earn interest on the money deposited.
Get a RuPay debit card with accident insurance of ₹1–2 lakh.
Eligible account holders can get an overdraft facility up to ₹10,000.
Receive government subsidies directly into the account through DBT (Direct Benefit Transfer).
How to Complete Re-KYC
Visit your bank branch or the local camp with your Aadhaar and address proof.
Fill out the KYC form and submit the required documents.
Once verified, your KYC details will be updated by the bank.
Important Reminder
If your Jan Dhan account was opened 10 years ago and no information has been updated since, your Re-KYC is due.
If you don’t complete it in time, your account may get temporarily frozen, and you won’t be able to withdraw money, make transactions, or receive subsidies.
Complete your Re-KYC before 30 September 2025 to keep your account active and continue enjoying all the benefits.
