Punjab National Bank (PNB) has revised its fixed deposit (FD) interest rates. The new rates came into effect on February 24, 2026.
These rates apply to deposits below ₹3 crore. After this revision, PNB’s special 444-day FD scheme has become the most attractive among public sector banks.
PNB 444-Day FD Interest Rates
PNB now offers 6.60% interest on 444-day FDs for general customers. Senior citizens get 7.10%, while super senior citizens receive 7.40%. At present, this is the highest interest rate offered by any public sector bank for a 444-day FD.
For other FD tenures at PNB:
1-year FD: 6.25% for general customers, 6.75% for senior citizens, 7.05% for super senior citizens
2- to 3-year FD: up to 6.30% interest
Long-term FD (5 to 10 years): up to 6% for general customers
Comparison: Which Bank Offers the Best 444-Day FD?
Let’s compare 444-day FD rates offered by major government banks.
Bank of Baroda (BOB Square Drive 444-day FD)
General: 6.45%
Senior citizens: 6.95%
Super senior citizens: 7.05%
Effective from January 5, 2026
Indian Bank (Ind Secure 444-day FD)
General: 6.45%
Senior citizens: 6.95%
Super senior citizens: 7.20%
Effective from February 4, 2026
State Bank of India (Amrit Vrishti 444-day FD)
General: 6.45%
Senior citizens: 6.95%
Super senior citizens: 7.05%
Rates applicable till December 15, 2025
Canara Bank (444-day FD)
General: 6.45%
Senior citizens: 6.95%
Effective from January 5, 2026
Conclusion: PNB Offers the Highest Return
The comparison clearly shows that PNB currently offers the highest interest rate on a 444-day FD among public sector banks.
This makes it a good option for customers looking for a safe investment. However, investors should always understand the bank’s terms and tax rules before investing.
