The bank has warned customers that inactive accounts must complete their KYC process soon.
If you don’t update your KYC by April 15, 2026, your account may be closed after April 16 without any further notice.
So, if you haven’t used your account in a long time, don’t ignore this alert.
What Is an Inoperative Account?
As per rules set by the Reserve Bank of India, an account becomes “inoperative” if there are no transactions for two years.
These accounts are closely monitored to prevent fraud and misuse.
That’s why banks require customers to update their KYC details regularly
How to Update KYC Easily
The good news is that updating your KYC is now simple.
You can visit your home branch or even another branch to complete the process.
Many banks also offer online options like Video KYC (V-CIP), which allows you to update details from home.
However, your account will only be reactivated after proper verification by the bank.
Steps to Reactivate Your Account
To make your account active again, you need to complete some basic transactions.
This can include:
Depositing or withdrawing money
Checking your balance
Requesting a cheque book or debit card
Updating transaction limits
All these actions are secured with two-factor authentication for safety.
If you visit your home branch, you may need to submit a request letter along with fresh KYC documents.
In other branches, biometric Aadhaar verification may be required.
Final Takeaway
If your PNB account has been inactive, don’t delay.
Update your KYC before the deadline to avoid account closure. Acting early will save you from unnecessary trouble later and ensure smooth banking services.
