The Postal Department has introduced a new feature starting April 23, 2025, making it simpler to open accounts for various Post Office Saving Schemes like Monthly Income Scheme (MIS), Time Deposit (TD), Kisan Vikas Patra (KVP),
and National Savings Certificate (NSC). Now, you can open an account using only your Aadhaar card and fingerprint—no forms or deposit slips are needed.
What is this new feature?
Opening an account for these saving schemes in the post office is now completely paperless. You only need to provide your Aadhaar card and fingerprint.
The entire process is digital and completed through a computer, making it quick and hassle-free.
How to open an account?
Visit the post office and inform the counter staff that you wish to open an account.
They will take your Aadhaar card and scan your fingerprint.
Your details will appear automatically in the system.
Choose how much money you want to deposit.
After a second fingerprint scan, your account will be opened.
Special Feature: No forms or slips need to be filled out. The information you provide will be final.
Traditional Method Still Available
If you prefer, you can still open an account using the traditional paper method by filling out forms. The new digital process is optional, not mandatory.
Security of Your Aadhaar Number
Your Aadhaar number will be kept confidential. If it appears in any document, the post office will automatically black out the first 8 digits to ensure your information remains secure.
Future Digital Features
Currently, the new facility allows you to open an account digitally. In the future, you will also be able to close accounts, transfer them, or change nominees using your Aadhaar biometric.
Benefits for Customers and Post Office
This digital process will save time for customers and reduce the need for filling out forms and waiting in line. It will also simplify tasks for post office employees.
So, for hassle-free investment in Post Office schemes, just take your Aadhaar card to the post office, and everything will be done quickly.
