Kotak811, India’s leading digital banking platform, has introduced the 3-in-1 super account — combining a savings account, fixed deposit (FD), and a secured credit card in one simple solution.
This all-in-one account is designed for users who want easy, digital-first financial tools without the hassle of paperwork.
Designed for Everyday Indians
The account is tailored for Core India, including salaried professionals, students, first-jobbers, and digital natives.
These users prefer to start small, stay in control, and make the most of their money.
With the 3-in-1 super account, Kotak811 aims to provide a digital banking experience that is simple, rewarding, and secure.
Key Features of the 3-in-1 Super Account
Start with just ₹1,000: Open a fixed deposit and begin saving immediately
Earn more: Interest on your FD plus cashback on your spends
Use UPI on credit: Pay like usual and earn rewards
Secured Kotak811-super.money credit card: Linked to your FD with no income proof required
No paperwork: Entirely digital onboarding
Stay in control: Your FD determines your credit card spending limit
Jay Kotak, Co-Head of Kotak811, says:
“Our Core India users are digital-savvy but cautious with credit.
They want control, clarity, and value.
The 3-in-1 super account fits perfectly — it’s easy to start, easy to use, and helps people build confidence with their money.”
Why It Matters
This account is perfect for those who are new to banking or want a simple, all-in-one financial solution.
With a combination of savings, fixed deposits, and a secure credit card, users can manage their money efficiently while earning rewards — all through a fully digital platform.
