The New Fund Offer (NFO) will be open for investment from 30 June 2025 to 22 July 2025. This launch comes at a time when interest rates in the country are expected to go down.
In such a falling interest rate environment, this liquid fund could be a good option for investors.
If you have some extra money and want better short-term returns than fixed deposits, you might want to look at this scheme.
Fund Features and Investment Information
This liquid fund aims to provide short-term liquidity with low risk. It is suitable for people who want to manage their surplus cash smartly.
The fund will invest in ultra-short-term money market and debt instruments that mature within 91 days.
Risk Profile: Low to Moderate
Benchmark: Nifty Liquid Index AI
Expected Returns: Around 5–6% per year (returns may reduce if the repo rate is cut)
Key Information:
Fund House: Jio BlackRock Mutual Fund
Issue Opens: 30 June 2025
Issue Closes: 22 July 2025
Type: Open-ended
Category: Debt – Liquid
Minimum Investment: ₹500
Lock-in Period: None
Exit Load Charges:
0.0070% if withdrawn before 1 day
0.0065% if withdrawn before 2 days
0.0060% if withdrawn before 3 days
0.0055% if withdrawn before 4 days
0.0050% if withdrawn before 5 days
0.0045% if withdrawn before 6 days
Provisional Credit Rating and Suitable Investors
The fund has received a provisional rating of [ICRA] A1+mfs based on its proposed portfolio. This indicates good stability.
The final rating will be confirmed after three months of actual performance, as per ICRA’s report dated 26 June 2025.
Who Should Consider This Fund?
This fund is suitable for:
Investors looking for low-risk, short-term returns
People with idle cash wanting better returns than a savings account
Those who want to park bonuses, incentives, or capital gains
Investors planning to slowly invest in equity funds (using systematic transfers from this liquid fund)
