The mutual fund industry is growing steadily, and more investors are showing interest in mutual fund investments. Asset Management Companies (AMCs) are taking advantage of this positive trend by launching new schemes at the start of the year.
In January 2026, Kotak, Groww, JioBlackRock, Mahindra Manulife, Bandhan, SAMCO, and Edelweiss Mutual Fund will together launch 12 New Fund Offers (NFOs) across equity, debt, hybrid, and commodity categories. This makes January a very busy month for new mutual fund launches.
If you are planning to begin your mutual fund investment journey, this period could be a good opportunity.
These new funds come with different themes and investment goals, allowing investors to choose options that match their financial needs and risk appetite.
Below is a detailed look at the upcoming NFOs.
Equity, Hybrid, and Sector-Based Fund NFOs
Kotak Dividend Yield Fund
Fund Type: Open-ended equity thematic (Dividend Yield)
NFO Period: January 5 to January 19, 2026
Minimum Investment: ₹100
Exit Load: 1% if more than 10% of units are redeemed within 1 year
Benchmark: Nifty 500 TRI
Risk Level: Very High
Fund Managers: Abhishek Bisen, Shibani Sircar Kurien
Sundaram Income Plus Arbitrage Active FoF
Fund Type: Open-ended hybrid fund (Fund of Funds)
NFO Period: January 5 to January 8, 2026
Minimum Investment: ₹5,000
Exit Load: Nil
Benchmark: NIFTY SD Debt Index A-II (60), NIFTY 50 Arbitrage TRI (40)
Risk Level: Moderate
Fund Managers: Kumaresh Ramakrishnan, Sandeep Agarwal, Bharat S
Bank of India Banking & Financial Services Fund
Fund Type: Open-ended equity sectoral fund
NFO Period: January 8 to January 22, 2026
Minimum Investment: ₹5,000
Exit Load: 1% if redeemed before 60 days
Benchmark: NIFTY Financial Services TRI
Risk Level: Very High
Fund Manager: Nilesh Jethani
Groww Small Cap Fund
Fund Type: Open-ended equity fund
NFO Period: January 8 to January 22, 2026
Minimum Investment: ₹500
Exit Load: 1% if redeemed within 1 year
Benchmark: Nifty Smallcap 250 TRI
Risk Level: Very High
Fund Manager: Anupam Tiwari
JioBlackRock Mutual Fund: Three New Fund Launches
JioBlackRock Mutual Fund is launching two debt funds and one equity fund. For lump sum investments, the minimum amount is ₹500, and SIPs can also start from ₹500, with further investments allowed in multiples of ₹1.
JioBlackRock Low Duration Fund
Fund Type: Open-ended debt fund
NFO Period: January 8 to January 13, 2026
Minimum Investment: ₹500
Exit Load: Nil
Benchmark: NIFTY Low Duration Debt Index AI
Risk Level: Low to Moderate
Fund Managers: Arun Ramachandran, Siddharth Deb, Vikrant Mehta
JioBlackRock Short Duration Fund
Fund Type: Open-ended debt fund
NFO Period: January 8 to January 13, 2026
Minimum Investment: ₹500
Exit Load: Nil
Benchmark: NIFTY SD Debt Index A-II
Risk Level: Moderate
Fund Managers: Arun Ramachandran, Siddharth Deb, Vikrant Mehta
JioBlackRock Sector Rotation Fund
Fund Type: Open-ended equity fund
NFO Period: January 27 to February 9, 2026
Minimum Investment: ₹500
Exit Load: Nil
Benchmark: Nifty 500 TRI
Risk Level: Very High
Fund Managers: Sahil Choudhary, Tanvi Kacheria
Innovation, Midcap, and Commodity Fund Options
Mahindra Manulife Innovation Opportunities Fund
Fund Type: Open-ended equity thematic fund
NFO Period: January 9 to January 23, 2026
Minimum Investment: ₹1,000
Exit Load: 0.5% if redeemed within 3 months
Benchmark: Nifty 500 TRI
Risk Level: Very High
Fund Managers: Renjith Sivaram Radhakrishnan, Kirti Dalvi
Bandhan Gold and Silver ETF Fund of Funds
Experts believe 2025 was one of the best years for gold and silver, with gold giving 76.7% returns and silver nearly 170% returns.
Prices are expected to remain strong in 2026. To benefit from this trend, Bandhan Mutual Fund is launching gold and silver ETF-based funds.
Bandhan Gold ETF FoF
Fund Type: Open-ended commodity fund
NFO Period: January 12 to January 20, 2026
Minimum Investment: ₹1,000
Exit Load: 0.25% if redeemed within 15 days
Benchmark: Domestic Gold Price
Risk Level: High
Fund Manager: Abhishek Jain
Bandhan Silver ETF FoF
Fund Type: Open-ended commodity fund
NFO Period: January 12 to January 20, 2026
Minimum Investment: ₹1,000
Exit Load: 0.25% if redeemed within 15 days
Benchmark: Domestic Silver Price
Risk Level: High
Fund Manager: Abhishek Jain
Midcap and Financial Services Fund Launches
SAMCO Midcap Fund
Fund Type: Open-ended equity midcap fund
NFO Period: January 21 to February 4, 2026
Minimum Investment: ₹5,000
Exit Load: 1% if more than 10% units are redeemed within 12 months
Benchmark: Nifty Midcap 150 TRI
Risk Level: Very High
Fund Managers: Dhaval Ghanshyam Dhanani, Komal Grover, Nirali Bhansali, Umeshkumar Mehta
Edelweiss Financial Services Fund
Fund Type: Open-ended equity sectoral fund
NFO Period: January 27 to February 10, 2026
Minimum Investment: ₹100
Exit Load: 1% if redeemed within 90 days
Benchmark: NIFTY Financial Services TRI
Risk Level: Very High
Fund Managers: Ashwani Kumar Agarwala, Trideep Bhattacharya
