IndusInd Bank FD Rates Update: IndusInd Bank, one of India’s top private sector banks, has reduced interest rates on Fixed Deposits (FDs), surprising millions of customers.
Like many other banks, IndusInd has made this move after the Reserve Bank of India (RBI) lowered the repo rate. These new rates apply to FDs of less than ₹3 crore.
The bank is now offering 7% interest on 91-day fixed deposits to regular customers. For senior citizens, the interest on the same FD is 7.50%.
Revised Interest Rates by IndusInd Bank
IndusInd Bank is now giving interest rates between 3.50% and 7.75% for regular depositors, and between 4% and 8.25% for senior citizens.
Senior citizens get an additional 0.50% interest compared to regular customers. The maximum interest rate for senior citizens is now 8.49%.
These new FD interest rates came into effect on April 29, 2025.
Detailed FD Interest Rates (For Deposits Below ₹3 Crore):
7 to 30 days – 3.50%
31 to 45 days – 3.75%
46 to 60 days – 4.75%
61 to 90 days – 5%
91 to 120 days – 7%
121 to 180 days – 7%
181 to 210 days – 7%
211 to 269 days – 7%
270 to 354 days – 7%
355 to 364 days – 7%
1 year to 1 year 3 months – 7.50%
1 year 3 months to 1 year 4 months – 7.75%
1 year 4 months to 1 year 5 months – 7.50%
1 year 5 months to 1 year 6 months – 7.50%
1 year 6 months to 2 years – 7.50%
2 years to 2 years 6 months – 7.25%
2 years 6 months to 2 years 7 months – 7.25%
2 years 7 months to 3 years 3 months – 7.25%
3 years 3 months to 61 months – 7.10%
61 months and above – 7%
Tax-saving FD (5-year maturity) – 7.25%.
