Indian Bank has given its customers a valuable opportunity by extending the deadline to invest in its two special fixed deposit (FD) schemes—IND Secure (444 Days) and IND Green (555 Days).
The last date, which was earlier September 30, 2025, has now been extended to December 31, 2025.
These schemes offer attractive interest rates for general customers, senior citizens, and super senior citizens, with returns up to 7.45%.
IND Secure FD: High Returns in 444 Days
The IND Secure FD allows investments for 444 days:
General customers: 6.70% interest
Senior citizens: 7.20% interest
Super senior citizens: 7.45% interest
This scheme was launched on May 8, 2025, with a minimum investment of ₹1,000 and a maximum of ₹3 crore. It also offers FD/MMD with callable options, allowing premature withdrawal if needed.
IND Green FD: Investing with the Environment in Mind
The IND Green FD focuses on environmentally friendly projects. Investments are used for sustainable development initiatives. The scheme duration is 555 days:
General customers: 6.60% interest
Senior citizens: 7.10% interest
Super senior citizens: 7.35% interest
Minimum investment starts at ₹1,000 and can go up to ₹3 crore.
Other Attractive FD Rates
Indian Bank’s revised FD rates effective August 1, 2025, are:
| Investment Period | Interest Rate (General Customer) |
|---|---|
| 7–14 days | 2.80% |
| 15–29 days | 2.80% |
| 30–45 days | 3.00% |
| 46–90 days | 3.25% |
| 91–120 days | 3.50% |
| 121–180 days | 3.85% |
| 181 days–less than 9 months | 4.50% |
| 9 months–less than 1 year | 4.75% |
| 1 year | 6.10% |
| Less than 1–2 years (excluding 444 days) | 6.50% |
| 444 days (IND Secure) | 6.70% |
| 555 days (IND Green) | 6.60% |
| Less than 2–3 years | 6.40% |
| Less than 3–5 years | 6.25% |
| 5 years or more | 6.00% |
Benefits of Investing in FDs
Guaranteed Returns: Protected from market risks.
Liquidity Option: Ability to break FD if needed.
Higher Returns for Seniors: Super senior citizens earn more.
Tax Saving: Certain FDs are eligible for tax exemption.
Bank’s Statement
Indian Bank said:
“Our aim is to provide our customers with the confidence to invest at a better interest rate. The new schemes are not only safe but also beneficial to the environment and society.”
