Indian Bank has extended the deadline for investing in its special fixed deposit schemes — IND Secure (444 Days) and IND Green (555 Days) — giving customers more time to benefit from these high-interest offerings.
The original deadline of September 30, 2025, has now been extended to December 31, 2025.
Both schemes offer attractive interest rates, which vary for general customers, senior citizens, and super senior citizens, with rates going up to 7.45%.
IND Secure FD: 444 Days of Great Returns
Investment period: 444 days
Interest rates:
General: 6.70%
Senior citizens: 7.20%
Super senior citizens: 7.45%
Investment range: ₹1,000 – ₹3 crore
Launch date: May 8, 2025
Special feature: FD/MMD with callable option allowing premature withdrawal if needed
IND Green FD: Sustainable and Profitable
Investment period: 555 days
Interest rates:
General: 6.60%
Senior citizens: 7.10%
Super senior citizens: 7.35%
Investment range: ₹1,000 – ₹3 crore
Purpose: Funds are invested in environmentally friendly and sustainable projects
Other Indian Bank FD Rates (from August 1, 2025)
| Investment Period | Interest Rate (General) |
|---|---|
| 7–14 days | 2.80% |
| 15–29 days | 2.80% |
| 30–45 days | 3.00% |
| 46–90 days | 3.25% |
| 91–120 days | 3.50% |
| 121–180 days | 3.85% |
| 181 days–<9 months | 4.50% |
| 9 months–<1 year | 4.75% |
| 1 year | 6.10% |
| <1–2 years (excluding 444 days) | 6.50% |
| 444 days (IND Secure) | 6.70% |
| 555 days (IND Green) | 6.60% |
| <2–3 years | 6.40% |
| <3–5 years | 6.25% |
| 5 years or more | 6.00% |
Why Invest in FDs?
Guaranteed Returns: Protected from market risks
Liquidity Option: Break FD if needed
Super Senior Benefits: Higher interest rates for senior customers
Tax Saving: Certain FDs eligible for tax exemption
Bank Statement
Indian Bank stated, “Our aim is to provide our customers with the confidence to invest at a better interest rate.
The new schemes are not only safe but also beneficial to the environment and society.”
Conclusion
With the extended deadline of December 31, 2025, the IND Secure and IND Green FDs are excellent options for investors seeking guaranteed returns, safety, and higher interest rates, along with the added benefit of contributing to environmental sustainability.
