From October 1st, 2025, several important rules will come into effect in India.
These changes will impact anyone who travels by train, makes mobile payments, invests in pensions, or plays online games. Let’s look at the details.
Stricter Rules for Train Ticket Booking
The train ticket booking system will become stricter. From October 1, the first 15 minutes of IRCTC ticket booking will be reserved only for passengers whose accounts are linked to Aadhaar and fully verified.
This change aims to benefit ordinary travelers and reduce unfair practices by brokers and agents.
New Online Gaming Regulations
The government has introduced stricter rules for the online gaming industry, which have been approved by President Draupadi Murmu.
These regulations will increase oversight on gaming companies, protect players from fraud and scams, and make online gaming safer and more transparent.
Major Changes in the National Pension System (NPS)
The Pension Fund Regulatory and Development Authority (PFRDA) is implementing a major reform in the National Pension System called the Multiple Scheme Framework (MSF), effective October 1, 2025.
This will allow non-government employees, corporate professionals, and gig workers to invest in multiple schemes using a single PAN number.
Invest in Multiple Schemes with One PAN
Previously, investors could use one PAN number to invest in only a single NPS scheme. Now, the new rules allow one PAN to be used for multiple schemes.
People can select different schemes based on their convenience and risk preference.
“Request Money” Feature Discontinued
The “Request Money” feature on apps like Google Pay and PhonePe will no longer be available.
The National Payments Corporation of India (NPCI) has discontinued the Collect Request (Pull Transaction) feature to protect users from online fraud and phishing, making digital transactions safer.
