ICICI Bank and MakeMyTrip Launch Co-Branded Travel Credit Card: Is It Worth It?

With the festive season underway, ICICI Bank and MakeMyTrip (MMT) have introduced a co-branded credit card aimed at frequent travelers.

This card offers a range of benefits, including reward points, lounge access, and travel discounts.

But is it the right fit for you? Here’s a detailed look at what the card offers and whether it’s worth considering.

Features of the ICICI-MakeMyTrip Credit Card

ICICI Bank and MakeMyTrip (MMT) have introduced a co-branded credit card, targeting frequent travelers, just in time for the festive season.

The card comes in two variants—one on the MasterCard network and the other on the RuPay network—issued simultaneously.

One standout feature of the RuPay card is its ability to link with UPI, making it versatile for online payments.

Customers using the card can earn reward points under the myCash program.

As a welcome benefit, cardholders will receive a ₹1,000 MakeMyTrip voucher, along with a 12-month MMTBLACK Gold membership, MakeMyTrip’s loyalty program offering exclusive discounts, 24×7 customer support, and cashback on flight and hotel bookings.

Benefits for Travelers and Movie Enthusiasts

For travelers, this card offers significant rewards and perks:

MMTBLACK Gold membership: Access to discounts and support on flights and hotels

Rewards: 12 reward points for every ₹200 spent on train or hotel bookings via MakeMyTrip

Airport lounge access: Eight domestic lounge visits per year and one international visit annually

Movie lovers can also benefit from this card, with an offer that provides a free second movie ticket when purchasing two tickets per month through BookMyShow or Inox (max discount of ₹150).

Is It Worth Buying?

The card comes with a joining fee of ₹999, but this can be waived if cardholders meet a certain annual spending threshold. Otherwise, the renewal fee applies.

However, even if the fee is paid, users will receive a ₹1,000 MakeMyTrip voucher in return.

Overall, this card is ideal for those who travel frequently and want to take advantage of discounts on flights, hotels, and other bookings. It’s particularly suited for individuals planning family trips or weekend getaways.

With added benefits like airport lounge access and movie ticket discounts, the card offers value beyond travel, making it an attractive choice for frequent travelers and entertainment enthusiasts.

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