The Indian government has launched the Employee Enrollment Scheme 2025, effective from November 1, 2025.
The goal is to encourage employers to voluntarily declare and enroll eligible employees under social security schemes.
Under this scheme, employers won’t need to pay the employee’s contribution if it wasn’t deducted earlier.
They only have to pay a small penalty of Rs 100, making compliance simpler and promoting workforce formalisation.
EPFO 3.0 and New Features
On the 73rd Foundation Day of the Employees’ Provident Fund Organisation (EPFO), Union Minister Mansukh Mandaviya highlighted the importance of EPFO as a trust for India’s workforce.
Mandaviya also launched a new EPFO homepage at www.epfo.gov.in
designed to be user-friendly, with easy navigation and simplified access to services.
The update, known as EPFO 3.0, introduces several key initiatives:
Simplified withdrawal categories for quicker access to funds
Viswas Scheme to ease compliance for employers
MoUs with India Post Payments Bank (IPPB) for digital life certificate submission
Collaboration with Government e-Marketplace (GeM) for seamless data sharing
Digital Withdrawals and EPFO Integration
EPFO 3.0 aims to connect PF accounts with digital financial systems, including UPI and ATM networks.
This could allow subscribers to withdraw EPF funds directly via apps or ATMs, using secure PIN or Aadhaar verification.
Experts say these upgrades bring multiple benefits:
Faster, paperless withdrawals
Anytime, anywhere access to EPF savings for emergencies
Alignment with Digital India goals and better financial inclusion
The new schemes and upgrades make it easier for both employers and employees to manage social security contributions and access funds quickly and securely.
