If you rely completely on UPI and rarely carry cash, there’s an important update for you. HDFC Bank has announced scheduled maintenance during which its UPI services will be temporarily unavailable on two dates in July 2025.
During this period, customers will not be able to make UPI transactions linked to HDFC Bank accounts.
When Will UPI Services Be Suspended?
HDFC Bank has scheduled a maintenance window from July 3 to July 4, 2025.
Downtime begins: 11:45 PM on July 3
Downtime ends: 1:15 AM on July 4
This means UPI services will be down for 90 minutes. No UPI-related transactions will go through during this time.
Which Apps Will Be Affected?
The temporary suspension will impact several UPI platforms linked to HDFC Bank accounts, including:
HDFC Mobile Banking App
Google Pay
Paytm
WhatsApp Pay
Other third-party UPI apps
Both financial (like payments and transfers) and non-financial transactions (like checking balances) will be affected.
This applies to savings and current account holders as well as RuPay credit card users.
Impact on Merchants and Businesses
Traders and shopkeepers who use HDFC Bank’s UPI services for payments will also experience service disruptions during this time.
The bank has advised all users—including merchants—to use the PayZapp wallet for transactions while UPI services are unavailable.
Takeaway: Keep Some Cash With You
If you are an HDFC Bank customer, make sure to keep cash or an alternative payment option ready during this maintenance window. Plan your transactions accordingly to avoid inconvenience.
