HDFC Bank: India’s largest private sector bank, HDFC Bank, has once again disappointed its millions of customers by reducing the interest rates on Fixed Deposits (FDs).
The new FD rates have come into effect from April 19. Before this, the bank had already lowered FD rates on April 1, 2025.
This time, the bank has cut the FD interest rates by up to 0.50% on select tenures.
This step follows the Reserve Bank of India (RBI) reducing the repo rate, after which many banks have started lowering their FD rates.
HDFC Bank FD Interest Rates for Deposits Up to ₹3 Crore
7 to 14 days:
General public – 3%
Senior citizens – 3.50%
15 to 29 days:
General public – 3%
Senior citizens – 3.50%
30 to 45 days:
General public – 3.50%
Senior citizens – 4%
46 to 60 days:
General public – 4.50%
Senior citizens – 5%
61 to 89 days:
General public – 4.50%
Senior citizens – 5%
90 days to 6 months:
General public – 4.50%
Senior citizens – 5%
6 months 1 day to less than 9 months:
General public – 5.75%
Senior citizens – 6.25%
9 months 1 day to less than 1 year:
General public – 6.00%
Senior citizens – 6.50%
1 year to 15 months:
General public – 6.60%
Senior citizens – 7.10%
15 months to less than 18 months:
General public – 7.05%
Senior citizens – 7.55%
18 months 1 day to less than 21 months:
General public – 7.05%
Senior citizens – 7.55%
21 months to 2 years:
General public – 6.70%
Senior citizens – 7.20%
2 years 1 day to less than 2 years 11 months:
General public – 6.90%
Senior citizens – 7.40%
2 years 11 months 1 day up to 35 months:
General public – 6.90%
Senior citizens – 7.40%
2 years 11 months 1 day up to 3 years:
General public – 6.75%
Senior citizens – 7.25%
3 years 1 day to 4 years 7 months:
General public – 6.75%
Senior citizens – 7.25%
4 years 7 months to 55 months:
General public – 6.75%
Senior citizens – 7.25%
4 years 7 months 1 day to less than 5 years:
General public – 6.75%
Senior citizens – 7.25%
5 years to 10 years:
General public – 6.50%
Senior citizens – 7.00%
