Millions of people across India have money lying unclaimed in banks, insurance companies, mutual funds, and old investments.
To help citizens recover it, the government has launched a major initiative.
Prime Minister Narendra Modi announced that under the Your Money, Your Right campaign, ₹2,000 crore has already been returned to rightful owners since its launch in October 2025.
He urged people to take this opportunity seriously and check if they or their family have unclaimed funds.
Where Can You Check Your Unclaimed Money?
The government has created several easy-to-use online portals to help citizens find and claim their lost assets.
Each portal covers a specific type of unclaimed amount.
Here are the major platforms:
RBI’s UDGAM Portal
For checking unclaimed money stuck in bank accounts.
IRDAI’s Insurance Bharosa Portal
For unclaimed amounts from insurance policies.
SEBI’s MITRA Portal
For unclaimed mutual fund investments.
Ministry of Corporate Affairs’ IEPFA Portal
For unclaimed dividends, matured deposits, and lost shares.
These portals help you track where your money is stuck and guide you through the process of claiming it.
A shocking amount of money is still lying idle:
₹78,000 crore unclaimed in Indian banks
₹14,000 crore pending with insurance companies
Facilitation Camps Across the Country
To make the process easier for everyone, the government has set up facilitation camps in 477 districts.
These camps are available in both rural and urban areas, especially in remote regions where digital access may be limited.
Citizens can visit these camps to get help with checking unclaimed funds, submitting claims, or verifying documents.
PM Modi encouraged people to use this opportunity to find out if any old savings, policies, or investments belonging to them or their family members are lying unclaimed.
