New Delhi: The Department of Economic Affairs under the Ministry of Finance has announced the interest rate for the General Provident Fund (GPF) and similar funds for the July–September 2025 quarter.
“It is announced for general information that during the year 2025-26, the accumulations at the credit of subscribers to the General Provident Fund and other similar funds shall carry interest at the rate of 7.1% (seven point one percent) with effect from 1st July, 2025 to 30th September, 2025.
This rate will be effective from 1 July, 2025,” stated an Office Memorandum from the Department of Economic Affairs.
The government revises GPF interest rates regularly through official notifications. The interest rate of 7.1% for this quarter will apply to the following funds:
The General Provident Fund (Central Services)
The Contributory Provident Fund (India)
The All-India Services Provident Fund
The State Railway Provident Fund
The General Provident Fund (Defence Services)
The Indian Ordnance Department Provident Fund
The Indian Ordnance Factories Workmen’s Provident Fund
The Indian Naval Dockyard Workmen’s Provident Fund
The Defence Services Officers Provident Fund
The Armed Forces Personnel Provident Fund
Interest Rates on Small Savings Schemes Remain Unchanged
Meanwhile, the government has once again decided not to change interest rates for various small savings schemes, including PPF and NSC, for the July–September 2025 quarter.
This is the sixth consecutive quarter that these rates have remained unchanged.
The interest rates for schemes such as Public Provident Fund (PPF), Sukanya Samriddhi Yojana, and National Savings Certificate (NSC) will continue without revision for the next fiscal quarter starting July 1, 2025.
“The rates of interest on various Small Savings Schemes for the second quarter of FY 2025-26, starting from 1st July 2025 and ending on 30th September 2025, shall remain unchanged from those notified for the first quarter (1st April 2025 to 30th June 2025) of FY 2025-26,” the finance ministry said in a notification.
