Franklin Templeton is one of India’s oldest mutual fund houses, with over 30 years of experience.
It entered India by acquiring Kothari Pioneer Mutual Fund in 2002, which was India’s first private-sector mutual fund, launched in 1993.
Its first two schemes, Kothari Pioneer Bluechip Fund and Kothari Pioneer Prima Fund, later became Franklin India Large Cap Fund and Franklin India Mid Cap Fund.
Today, Franklin Templeton manages over Rs 1.22 trillion in assets across equity, debt, hybrid, and precious metal funds, with more than 2.3 million investors nationwide.
Top Equity Funds to Watch
Franklin India Mid Cap Fund
Focuses on midcap companies (101st–250th by market cap).
Allocates 65% in midcaps and up to 35% in other equities or debt for liquidity.
Portfolio typically holds 70–90 stocks, including sectors like auto, healthcare, and banking.
Strategy is buy-and-hold, aiming for medium- to long-term growth.
3-year CAGR: 23.7% (slightly higher than benchmark).
Franklin India Flexi Cap Fund
Invests dynamically across large, mid, and small caps based on market opportunities.
Minimum 65% in equities, up to 35% in debt for safety.
Portfolio holds 50–60 stocks, focusing on quality businesses with strong fundamentals.
3-year CAGR: 19.9%, 5-year CAGR: 25.5% – consistently outperforming benchmarks.
Franklin India Dividend Yield Fund
Invests at least 65% in dividend-paying equities in India and abroad.
Aims to provide regular income plus long-term growth.
Portfolio holds 50–60 stocks, including top sectors like power, IT, and FMCG.
3-year CAGR: 19.2%, 5-year CAGR: 27.1% – strong risk-adjusted returns.
Key Takeaways
Franklin Templeton has robust investment strategies and diversified funds.
Historical performance shows consistent returns, but past performance does not guarantee future results.
Investors should diversify across fund houses to reduce risk.
Mutual fund investments are subject to market risks, so consulting a financial advisor is recommended.
