Flexi cap mutual funds give investors the freedom to invest across all segments — large-cap, mid-cap, and small-cap stocks.
This flexibility helps fund managers make the most of changing market conditions.
As of November 2, these are the top 5 flexi cap mutual funds that have delivered the highest SIP returns in the last seven years.
A monthly SIP of Rs 17,000 in the top-performing fund has grown to an impressive Rs 33.76 lakh!
Quant Flexi Cap Fund – The Top Performer
The Quant Flexi Cap Fund leads the list with an impressive 24.18% annual return over seven years.
AUM: Rs 6,777 crore
NAV: Rs 110.69
Expense Ratio: 0.65%
Benchmark: NIFTY 500 TRI
A Rs 17,000 monthly SIP in this fund has grown to Rs 33.76 lakh in 7 years.
The fund allows SIPs starting from Rs 1,000 and a minimum lump sum of Rs 5,000.
HDFC Flexi Cap Fund – Consistent and Reliable
The HDFC Flexi Cap Fund has delivered 23.18% annualised returns in the past seven years.
AUM: Rs 85,560 crore
NAV: Rs 2,266.13
Expense Ratio: 0.68%
A Rs 17,000 SIP would have grown to Rs 32.59 lakh.
Investors can start with as little as Rs 500 through SIP or Rs 1,000 as a lump sum.
Parag Parikh Flexi Cap Fund – Popular Among Investors
Known for its strong track record, the Parag Parikh Flexi Cap Fund has given 21.93% annualised returns over seven years.
AUM: Rs 1,19,723 crore
NAV: Rs 94.41
Expense Ratio: 0.63%
A Rs 17,000 SIP in this fund would now be worth Rs 31.18 lakh.
The fund is benchmarked against the NIFTY 500 TRI.
JM Flexicap Fund – Steady Growth Over the Years
The JM Flexicap Fund has provided 21.78% annualised returns in seven years.
AUM: Rs 5,990 crore
NAV: Rs 112.98
Expense Ratio: 0.53%
A Rs 17,000 monthly SIP has grown to Rs 31.01 lakh.
The fund is benchmarked against BSE 500 TRI and requires only Rs 500 to start investing.
PGIM India Flexi Cap Fund – Strong Performer in the Mid-Tier
The PGIM India Flexi Cap Fund has returned 18.29% annually in seven years.
AUM: Rs 6,193 crore
NAV: Rs 43.65
Expense Ratio: 0.44%
A Rs 17,000 SIP here would have grown to Rs 27.39 lakh.
Investors can begin with a Rs 1,000 SIP or Rs 5,000 lump sum.
Final Thoughts
Flexi cap mutual funds are a smart choice for investors who want diversification and flexibility.
Among the top performers, Quant and HDFC Flexi Cap Funds have stood out with strong returns and consistent growth.
If you’re planning long-term wealth creation through SIPs, these funds can be great options to explore — but always check your risk appetite before investing.
