EPF Passbook Check: The Employees’ Provident Fund Organisation (EPFO) has started depositing interest into PF accounts for the financial year 2024–25.
While no official notification or SMS has been released yet, many account holders have noticed a rise in their PF balance.
The government recently approved an interest rate of 8.25% for EPF. This rate was recommended by the EPFO board in February 2025.
Now that the approval is in place, EPFO has started crediting interest into the PF accounts of over 7 crore members across the country.
How to check interest credit in your EPF passbook
EPF account holders can easily check if the interest has been added to their PF account. Here’s how to do it through the EPFO passbook portal:
Step 1: Visit https://passbook.epfindia.gov.in
Step 2: Log in using your UAN (Universal Account Number), password, and captcha code
Step 3: Enter the OTP sent to your registered mobile number linked with your PF account
Step 4: Once logged in, you’ll see a list of Member IDs linked to current and past employers
Step 5: Click on the ‘Passbook’ tab and choose the desired Member ID to view the passbook
The passbook will display employee and employer contributions, along with interest entries for each financial year. A graphical view is also available on the portal to help understand the data more clearly.
If any Member ID shows zero balance, it may mean that the amount has already been withdrawn or the ID has been merged.
Account holders can merge old PF accounts by submitting a transfer request through the EPFO portal.
What to do if interest isn’t showing yet?
Sometimes the portal takes a while to reflect updated balances. If the interest is not yet visible:
Wait a few days, as updates may take time
If still not visible, raise a complaint at your regional EPFO office or use the online grievance portal
Important tips for EPFO members
The EPFO website can be slow, especially during high traffic hours
You can also download the passbook as a PDF from the portal
If your balance hasn’t changed despite interest credit, check your account’s merge status and transaction history
