In 2025, the Employees’ Provident Fund Organization (EPFO) has introduced four major changes to make PF-related tasks faster, more transparent, and fully digital.
These updates are helpful not only for over 7 crore EPFO members but also make things easier for employers. Let’s take a closer look at these important changes:
1. Centralized Pension Payment System Introduced
From January 1, 2025, EPFO has started a Centralised Pension Payment System (CPPS). Now, pensioners can receive their pension in any bank across the country.
There’s no need to transfer the PPO or go through physical verification anymore. It is now mandatory to link your Pension Payment Order (PPO) with your Universal Account Number (UAN).
2. Easy PF Transfer When Changing Jobs
Starting January 15, 2025, EPFO has made PF transfer automatic when changing jobs.
You no longer need to wait for approval from your old or new employer. Earlier, this approval process caused delays, but now it’s faster and smoother.
3. Joint Declaration Process Goes Digital
As of January 16, 2025, the joint declaration process has gone completely online.
If your UAN is linked to Aadhaar, you won’t need to submit any physical documents to update your profile.
However, if your UAN is not linked to Aadhaar, you’ll still need to complete the process offline.
4. Easier Profile Updates for Employees
Employees can now easily update their name, date of birth, gender, marital status, parents’ names, nationality, and spouse’s name through the online portal.
No separate document is required, as long as your employer gives digital approval. For some UANs created before October 1, 2017, additional approval may still be needed.
These changes by EPFO in 2025 are a big move toward digitization and ease of access.
If you’re an EPFO member, staying updated with these new rules will help you manage your PF account more smoothly.
