Good news may be coming for employees! Discussions from the EPFO corridors suggest that the central government may increase PF interest rates for the financial year 2025-26.
This hike will directly boost the interest earned on your PF deposits.
Currently, PF account holders are eager to know how much interest they will receive this year.
Experts and sources indicate that the interest rate could rise to 8.75%, up from 8.2% in 2024-25.
While no official announcement has been made yet, a final decision is expected in January 2026.
How Much Could You Earn?
A higher PF interest rate will significantly increase your savings. For example:
If your PF balance is ₹6 lakh, you could earn around ₹50,000 to ₹52,000 in interest.
If your PF balance is ₹5 lakh, your interest could reach ₹42,000.
This interest will be credited directly to your retirement fund, helping your savings grow faster.
Around 80 million PF account holders across India are awaiting this update.
The proposal is likely to be discussed in the upcoming EPFO Central Board of Trustees (CBT) meeting, after which the new rates will be approved.
How to Check Your PF Balance
You can easily check your PF balance using your registered mobile number:
Missed Call Method: Give a missed call to 9966044425. You will receive your balance and last contribution details via SMS.
SMS Method: Send a message to 7738299899 with the text “EPFOHO UAN” in English.
You can receive details in your preferred language such as Hindi, Tamil, Telugu, and more.
This ensures you always know your PF balance and recent contributions.
