EPFO Guide: Which Form to Use for Withdrawals, Transfers, Pensions & More

New Delhi: If you’re a member of the Employees’ Provident Fund Organisation (EPFO), you can use your PF account for several services like checking your balance, withdrawing money, transferring your account, or linking it to your LIC policy. Each service needs the correct EPFO form.

If You Are Currently Employed

For advance or partial withdrawal: Use the Composite Claim Form (Aadhaar or Non-Aadhaar).

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Aadhaar Form: Submit directly to the EPFO office if your Aadhaar, bank details, and Form 11 are updated on the UAN portal. No need for employer’s signature.

Non-Aadhaar Form: Requires your employer’s signature.

To pay LIC premium using PF account: Use Form 14.

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For pension:

If you’ve completed 10 years of service, use Form 10D to apply.

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If you are 58 years old but haven’t completed 10 years of service, apply for pension withdrawal using the Composite Claim Form (Aadhaar/Non-Aadhaar).

If You Have Resigned or Left Your Job

To transfer your PF to a new employer: Use Form 13.

For final settlement: If you’ve left your job and are not joining another:

After a 2-month waiting period, use the Composite Claim Form (Aadhaar/Non-Aadhaar) to withdraw your PF.

If you’ve completed 10 years of service, apply for a Scheme Certificate.

If a Member Dies Before Age 58 (While Still Employed)

For final PF settlement: Use Form 20.

For monthly pension to family/nominee: Use Form 10D.

For insurance claim under EDLI scheme: Use Form 5IF.

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