Debit Card Charges: Here Are the Fees for Debit Card Replacements at 6 Leading Banks

Several banks begin charging debit card replacement fees starting from the second year of card issuance.

These fees are automatically deducted from customers’ savings accounts and vary depending on the type of debit card.

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Replacement fees are also applied when a card is lost or stolen. Below, we detail the debit card replacement charges for some of the country’s major banks.

1. SBI Debit Card Replacement Charge (SBI Bank) The State Bank of India levies a debit card replacement charge of Rs 300, plus an 18% GST rate.

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2. HDFC Bank HDFC Bank charges Rs 200 plus GST for the replacement or re-issue of a debit card.

3. ICICI Bank ICICI Bank imposes a debit card replacement fee of Rs 200 plus 18% GST.

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4. Yes Bank Yes Bank applies a charge of Rs 199, along with GSAT.

5. Canara Bank Canara Bank has a debit card replacement charge of Rs 150 plus an 18% GST rate.

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6. Punjab National Bank PNB’s debit card replacement charges range from Rs 150 to Rs 500, depending on the type of card.

Charges for Failing to Maintain Minimum Balance


Most banks require customers to maintain a minimum balance in their savings accounts, and a fixed amount is specified for this purpose.

If the account falls below the determined balance, the bank imposes a penalty by deducting the corresponding amount.


The penalty amount varies from bank to bank and may differ based on whether the account is in an urban or rural branch.

Urban branches typically have higher penalties for failing to maintain the minimum balance, while rural branches levy lower penalties.

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