Scammers are increasingly using social media to trap people with fake advertisements that look real and trustworthy.
These ads often promise quick money, easy loans, or special government benefits to attract attention.
Once users click on them, they are directed into fraud traps designed to steal personal information or money.
Recently, a similar scam has come to light involving a fake loan offer linked to Aadhaar cards.
Fake ₹3 Lakh Loan Claim in the Name of Government Scheme
A fraudulent advertisement is circulating on platforms like YouTube and other social media channels claiming that people can get a ₹3 lakh loan using just their Aadhaar card.
The ad falsely names this offer as part of a “Prime Minister Loan Scheme.”
It tries to appear genuine by using official-looking graphics, attention-grabbing phrases like “Apply Now,” and even includes links or QR codes.
These links often redirect users to suspicious websites or apps, where sensitive personal details may be stolen.
However, the government has clearly confirmed that no such scheme exists.
The claim is completely fake and misleading.
Government Warning and Fact Check Alert
The Press Information Bureau (PIB) Fact Check unit has officially flagged this advertisement as fraudulent.
According to the clarification, no government-approved scheme offers a ₹3 lakh loan under any “Prime Minister Loan Scheme.”
Authorities have also stated that such ads are not connected to any official department.
The public has been strongly advised to rely only on verified government websites for information related to schemes, loans, or benefits.
How to Stay Safe from Online Loan Scams
Authorities have also shared important safety tips to avoid falling into such traps.
Users should avoid clicking on suspicious ads or links that promise easy money or instant loans.
It is always safer to verify any scheme directly through official government portals.
People should never share personal details such as Aadhaar numbers, bank information, or OTPs on unknown websites or apps.
It is also important to carefully check website URLs, as fake sites often contain spelling mistakes or unusual domain names.
If you come across such fraudulent advertisements, they should be reported immediately to help prevent others from being affected.
Staying alert and verifying information before trusting online offers is the best way to stay safe from such scams.
