BOBCARD Limited, a wholly owned subsidiary of Bank of Baroda, has introduced a new Cashback Credit Card designed to make everyday spending more rewarding.
Priced at Rs 49 per month or Rs 499 annually, this card focuses on simplicity, transparency, and value for routine purchases.
The card aims to meet the growing demand for financial products that provide instant and meaningful returns on daily transactions.
How the Cashback Credit Card Works
With digital payments becoming the norm for groceries, utilities, transport, online shopping, and lifestyle spends, BOBCARD’s Cashback Credit Card ensures that every purchase counts.
Key features include:
5% cashback on eligible online spends
1% cashback on all other purchases
1% surcharge waiver on fuel spends
Smart EMI option with 6-to-48 month tenures for everyday purchases
Cardholders can activate the card easily within 30 days via the BOBCARD mobile app or other convenient methods.
Broad Applicability Across Everyday Transactions
The card’s “Happy Returns” concept ensures cashback is not just occasional, but consistent across daily spending.
The cashback applies to:
Online marketplaces and retail purchases
Supermarkets and Kirana stores
Restaurants, cab rides, metro, and bus payments
Fuel stations, utility bills, pharmacies, and OTT platforms
Education fees
This makes it practical for a wide range of essential and lifestyle expenses, helping users save naturally through routine transactions.
Easy Application and Account Management
Applying for the BOBCARD Cashback Credit Card is fully digital and requires no physical documents.
Once approved, cardholders can register on the BOBCARD App or website to:
Track transactions
View statements
Pay bills
Manage service requests securely
This ensures a smooth, convenient, and user-friendly experience for all applicants.
