Bank of India Mutual Fund has launched a new fund offer (NFO) named Bank of India Mid Cap Fund, which opened for subscription on 31 July 2025.
This fund is designed for investors who are willing to take market-related risks in order to achieve long-term, high growth.
The scheme offers investors a chance to invest in mid-cap stocks through regular mutual fund investments. The subscription window will remain open till 14 August 2025.
Investment Approach and Allocation Strategy
Investment Strategy
The fund will follow a strategy based on thorough research and smart risk management.
It will focus on selecting companies with strong and scalable business models and solid financial performance.
The aim is to build a portfolio that offers both stability and long-term capital growth. The fund will mainly invest in mid-cap stocks and maintain a diversified portfolio.
Asset Allocation
Mid Cap Stocks: 65% or more
Small/Large Cap Stocks: Less than 35%
Debt/Money Market Instruments: 0–35%
ReITs/InVITs: 0–10%
Why Consider Mid-Cap Investments?
Mid-cap companies are often well-positioned in their industries. Over the past 10 years, the market capitalization of Indian companies has tripled, while mid-cap company market caps have grown 5 times.
Also, in 4 of the last 6 years, mid-cap stocks have outperformed large-cap stocks.
This consistent performance suggests that mid-cap funds could offer high return potential, though with higher risk.
Who Should Invest?
This NFO may suit investors who:
Want to add mid-cap exposure to their portfolio for better growth.
Are already investing in mutual funds and understand market volatility.
Are willing to accept high risk in exchange for the potential of high returns.
Can stay invested for at least 5 years or more to benefit from long-term growth.
Key Details of the NFO
Scheme Name: Bank of India Mid Cap Fund
Type: Open-Ended Equity Scheme (Mid Cap)
Fund House: Bank of India Mutual Fund
NFO Period: July 31 – August 14, 2025
Trading Resumption: Expected from August 25, 2025
Benchmark: Nifty Midcap 150 TRI
Risk Level: Very High
Minimum Investment: ₹5,000
Exit Load: 1% if withdrawn within 60 days, NIL after
Fund Manager: Alok Singh (24+ years of experience)
