As 2025 comes to an end, many people start planning their finances for the new year.
Whether it’s updating a passbook, depositing a check, applying for a loan, or other banking tasks, it’s important to remember that banks remain closed on certain holidays.
Not accounting for these closures could cost you time and effort.
Knowing the bank holidays in January 2026 will help you schedule your financial activities efficiently.
Bank Holidays in January 2026
Here are the dates when banks will be closed in the first month of 2026:
| Date | Day | Reason |
|---|---|---|
| January 1, 2026 | Thursday | New Year’s Day |
| January 10, 2026 | Saturday | Second Saturday |
| January 24, 2026 | Saturday | Fourth Saturday |
| January 26, 2026 | Monday | Republic Day |
(Source: BankBazaar.com)
Banking Services During Holidays
Even when banks are closed, you don’t have to stop financial transactions.
Online banking and mobile apps allow you to transfer money, pay bills, and complete most banking tasks from home or on the go.
Planning your visits and using digital banking during holidays ensures that your financial tasks remain uninterrupted and saves you from last-minute hassles.




