January 2026 requires extra caution for banking-related work. Many states and cities have announced bank holidays due to festivals and special occasions.
Because of this, it is important to check in advance whether banks in your city are open before visiting a branch. Going to the bank without checking the holiday schedule may lead to inconvenience.
Banks Closed on January 16, 2026
Banking services will be affected in some areas on January 16, 2026. According to the Reserve Bank of India (RBI) bank holiday list, banks will remain closed in certain states on this day.
Therefore, before planning a bank visit, customers should confirm whether branches in their area are open or closed to save time and effort.
Banks Closed in Tamil Nadu Due to Thiruvalluvar Day
Banks across Tamil Nadu will remain closed on January 16. As per the RBI holiday list, all bank branches in the state will be shut on this day.
The closure is due to Thiruvalluvar Day, which is celebrated in honor of the great Tamil saint and poet Thiruvalluvar.
If you live in Tamil Nadu and have banking work that requires a branch visit, it is advisable to plan it for another day.
Banks in all other states, except Tamil Nadu, will remain open as usual on January 16.
Online Banking Services Will Continue
Although bank branches will be closed in Tamil Nadu, online banking services will continue to function normally. Customers will be able to use UPI, mobile banking, internet banking, and ATMs without any disruption.
You can easily transfer money, check account balances, pay bills, and complete other digital transactions. However, any work that requires visiting a bank branch will not be possible on this day.
