UIDAI has introduced new guidelines for Aadhaar cards that will affect banking and financial activities.
Earlier, updating your address online was free, but now a fee is charged for changes to your name, address, or date of birth.
The government has also announced that all PAN holders must link their PAN with Aadhaar by December 31, 2025.
If not, the PAN will become inactive from January 1, 2026. Aadhaar authentication is now mandatory when applying for a new PAN.
Updated Fees for Aadhaar Changes
From October 1, 2025, UIDAI has revised the fees for Aadhaar updates:
Demographic updates (name, address, date of birth, mobile number, or email) now cost Rs 75 (earlier Rs 50).
Biometric updates (fingerprint, iris, or photo) will cost Rs 125.
Biometric updates for children are free for ages 5–7 years and 15–17 years.
Strict PAN-Aadhaar Linking Rules
If your PAN is not linked with Aadhaar, services like mutual funds, demat accounts, and tax-saving investments may be blocked.
Many investors have already faced halted transactions because their PAN was inactive. Linking PAN and Aadhaar on time is therefore very important.
Easier E-KYC Process
UIDAI and NPCI have introduced offline Aadhaar KYC and the Aadhaar e-KYC Setu feature.
Banks and financial institutions can now verify customers without accessing their full Aadhaar number. This improves data security and speeds up account opening.
New Standards for Aadhaar Verification
Only institutions with valid Aadhaar numbers can perform Aadhaar-based KYC.
If your Aadhaar is invalid or duplicate, bank account openings and investment processes may be stopped.
Users are advised to regularly check their Aadhaar status on the UIDAI website or mAadhaar app.
