Digital Life Certificate submission can now be completed from home using a smartphone, allowing pensioners to avoid visiting banks or pension offices for annual verification.
The government-backed Jeevan Pramaan facility uses Aadhaar-based face authentication to verify a pensioner’s identity and generate a digital certificate.
The facility is particularly helpful for senior citizens who find it difficult to stand in queues or travel to a bank branch.
Pensioners can use their smartphone camera instead of a separate fingerprint or iris scanner to complete the face authentication process.
The government is also conducting Digital Life Certificate Campaign 5.0 from November 1 to November 30, 2026, to help pensioners complete their annual verification.
Digital Life Certificate Submission Through Jeevan Pramaan
Jeevan Pramaan is an Aadhaar-based digital service developed for pensioners of the Central Government, State Governments and other government organisations.
Under this system, pensioners can submit their life certificates electronically after completing biometric authentication.
Once the authentication is successful, a unique Pramaan ID is generated, and the certificate becomes available to the concerned pension-disbursing agency.
The digital facility reduces the need for physical submission of documents.
However, pensioners should ensure that their pension-related information is correct and that their pension authority is registered with the Jeevan Pramaan system.
How to Submit Digital Life Certificate From Mobile
Pensioners can complete the process using the official Jeevan Pramaan application and Aadhaar Face RD application.
Before starting, keep the Aadhaar number, registered mobile number, Pension Payment Order (PPO) number, bank account details and pension-related information ready.
Follow these steps to generate the certificate:
Step 1: Download the Jeevan Pramaan application from the Google Play Store or Apple App Store.
Step 2: Download and install the AadhaarFaceRD application on the smartphone. This application is required for Aadhaar-based face authentication.
Step 3: Open the Jeevan Pramaan application and select the Operator Authentication option.
Step 4: Enter the required details, including Aadhaar number, mobile number and email address. Complete OTP verification.
Step 5: Enter the operator’s name as mentioned in the Aadhaar records and complete the face authentication process.
Step 6: After operator verification, select Pensioner Authentication.
Step 7: Enter the pensioner’s Aadhaar number and mobile number, verify the OTP and fill in the pension identification details.
Step 8: Provide the required consent and select the Face Scan option.
Step 9: Look directly into the smartphone camera and follow the instructions displayed on the screen to complete face authentication.
Step 10: After successful verification, the Digital Life Certificate will be generated with a unique Pramaan ID. Save this number for future reference.
The pensioner can use the Pramaan ID to access and download the certificate from the official Jeevan Pramaan portal.
Documents and Details Required for Jeevan Pramaan
Before beginning the process, pensioners should keep the following information available:
Aadhaar number and Aadhaar-linked mobile number
Pension Payment Order (PPO) number
Pensioner’s name and date of birth
Bank account number and bank name
Pension sanctioning authority details
Pension disbursing agency details
Registered mobile number and email address
It is important to enter the information accurately. Any mismatch in pension details, account information or identification records could create difficulties during verification.
The smartphone must also meet the application’s technical requirements. The official portal currently supports Android 10 or above and iOS 14 or above for the mobile application.
When Should Pensioners Submit Their Life Certificate?
Submitting a life certificate is an important annual requirement for pensioners to continue receiving their pension without interruption.
For the 2026 submission cycle, pensioners aged 80 years and above can submit their life certificates from October 1. Other eligible pensioners can submit them from November 1.
The Digital Life Certificate Campaign 5.0 is being conducted between November 1 and November 30, 2026, to encourage pensioners to complete the process.
Pensioners should follow the applicable submission schedule of their pension authority rather than waiting until the last date.
The digital facility is optional, and pensioners who prefer the traditional method can continue submitting their life certificates through authorised bank branches, post offices or other designated centres.
After generating the certificate, pensioners should check whether it has been received and accepted by their pension-disbursing agency. Successful face authentication alone should not be treated as confirmation of final acceptance.
For senior citizens who cannot comfortably travel to a bank, the mobile-based facility offers a convenient way to complete an important pension-related requirement from home.
