QR codes have become a common way to make quick payments across the country.
From parking fees to tea stalls, people now scan a code and pay within seconds.
Scammers are taking advantage of this habit, and cases of fraud linked to QR code payments are rising.
In many places, fake QR codes are being pasted over real ones.
When people scan these codes without checking, their bank accounts can be emptied within minutes.
How QR Code Payment Scams Work
There are two main types of QR codes used for payments.
One allows you to enter the amount yourself before paying.
The other is a payment request QR code with a fixed amount already set.
Scammers replace genuine QR codes with their own fake ones in public places.
When someone scans these fake codes, they may unknowingly approve a payment request for a large amount.
This often happens in places where people make quick, low-value payments and do not double-check details.
Fake QR Codes and Dangerous Apps
In some cases, fake QR codes do more than steal money.
These codes can redirect users to fake payment apps that look real.
When people enter their PIN or OTP on these apps, money is deducted directly from their bank account.
There are also reports of QR codes that trigger the download of malware.
Once installed, this malware can give scammers access to personal data, banking apps, and even private photos stored on the phone.
How to Protect Yourself from QR Code Fraud
Always avoid making payments in a hurry.
After scanning a QR code, check if the app allows you to enter the amount manually.
Be cautious if the code directly asks for payment approval without showing the amount.
If you are asked to approve a payment request unexpectedly, cancel the process immediately.
After every transaction, check the confirmation message from your bank to ensure the amount is correct.
Never scan a QR code that redirects you outside your payment app.
Close the page immediately, as it could be a fake app or an attempt to install malware on your phone.
Being alert for a few extra seconds can help you avoid losing money and protect your personal data.
