If you’re planning to travel this New Year, getting travel insurance should be high on your checklist.
Travel plans don’t always go as expected, especially with frequent flight delays and cancellations at major airports like Delhi, Mumbai, Pune, Bengaluru, and Hyderabad. In such situations, travel insurance can save you from stress and unexpected expenses.
Travel insurance is designed to protect you when things go wrong.
From canceled flights and missed connections to medical emergencies and hotel issues, the right policy can help you manage sudden disruptions without burning a hole in your pocket.
Why Travel Insurance Matters During Flight Disruptions
Airport operational issues can lead to last-minute cancellations, long delays, or missed transfers.
A comprehensive travel insurance policy helps cover these situations and gives you financial support when you need it most.
If your flight gets canceled, your baggage goes missing, or you fall sick during the trip, travel insurance allows you to file a claim and recover eligible expenses.
Knowing how and when to use your policy is key to making the most of your coverage.
Get Ready Before You Start Your Journey
Good preparation makes travel claims much easier.
Before leaving, make a list of all valuables you are carrying, including gadgets, documents, and accessories.
Take clear photos of these items and store them safely.
Make photocopies of important travel documents such as your passport, visa, tickets, and insurance policy.
Leave one set with a trusted family member or friend, and carry the originals with you.
This simple step can be extremely helpful in case of loss or theft.
How to Make Travel Insurance Claims Hassle-Free
Understand your policy coverage
Read the policy terms and conditions carefully.
This helps you know what is covered and what is not.
Travel insurance usually covers flight delays or cancellations, lost baggage, and medical emergencies, subject to certain limits and conditions.
Handling medical emergencies
In case of an accident or medical emergency, inform your insurance provider immediately.
Keep all medical bills, prescriptions, and reports safely.
If a third party is involved, filing a police report will help support your claim.
Loss or theft of luggage
If your luggage is lost or stolen, file a written complaint at the nearest police station and inform your insurer as soon as possible.
Download the claim form from the insurance company’s website, fill it carefully, and submit it along with all required documents to speed up the claim process.
Travel insurance may seem like an extra expense, but during unexpected travel disruptions, it can make your journey far less stressful and much more secure.
