One of the biggest worries when changing jobs is losing your PF, service record, or insurance benefits.
Even a short break of a few days used to create problems for employees and their families.
To address this, the Employees’ Provident Fund Organization (EPFO) has updated its rules, offering relief to millions of employees.
No More Service Break for Short Gaps
Under the new rules, a gap of up to 60 days between two jobs will no longer be considered a break in service.
This means even if you take a short break while switching jobs, your service will be counted as continuous.
This change is particularly beneficial for insurance claims.
Now, if an EPFO member dies within 60 days of their last PF contribution and was officially listed as an employee in the company records, their family will still receive insurance benefits.
Earlier, such claims were often rejected due to short gaps in service.
Weekend and Holiday Breaks Don’t Count
Another relief is for employees switching jobs over weekends or holidays.
Previously, leaving a job on Friday and joining the new company after the weekend could be treated as a break.
If an employee passed away during this period, the family could be denied the Employee Deposit Linked Insurance (EDLI) benefits.
The new rule ensures that Saturdays, Sundays, and gazetted holidays will no longer be counted as breaks.
Minimum Insurance Amount Increased
The EPFO has also raised the minimum insurance benefit.
Families of employees who either did not work for 12 consecutive months before death or had a PF balance of less than ₹50,000 will now receive a minimum of ₹50,000.
Previously, these families often received little or no benefit.
A Strong Step Toward Social Security
These changes come after the Ministry of Labor and Employment reviewed cases where families were denied insurance due to technicalities during job changes.
The new circular ensures that families of deceased employees can access their benefits without unnecessary difficulties.
For working people and their families, these updates bring peace of mind and stronger social security protection.
One of the biggest worries when changing jobs is losing your PF, service record, or insurance benefits.
Even a short break of a few days used to create problems for employees and their families.
To address this, the Employees’ Provident Fund Organization (EPFO) has updated its rules, offering relief to millions of employees.
No More Service Break for Short Gaps
Under the new rules, a gap of up to 60 days between two jobs will no longer be considered a break in service.
This means even if you take a short break while switching jobs, your service will be counted as continuous.
This change is particularly beneficial for insurance claims.
Now, if an EPFO member dies within 60 days of their last PF contribution and was officially listed as an employee in the company records, their family will still receive insurance benefits.
Earlier, such claims were often rejected due to short gaps in service.
Weekend and Holiday Breaks Don’t Count
Another relief is for employees switching jobs over weekends or holidays.
Previously, leaving a job on Friday and joining the new company after the weekend could be treated as a break.
If an employee passed away during this period, the family could be denied the Employee Deposit Linked Insurance (EDLI) benefits.
The new rule ensures that Saturdays, Sundays, and gazetted holidays will no longer be counted as breaks.
Minimum Insurance Amount Increased
The EPFO has also raised the minimum insurance benefit.
Families of employees who either did not work for 12 consecutive months before death or had a PF balance of less than ₹50,000 will now receive a minimum of ₹50,000.
Previously, these families often received little or no benefit.
A Strong Step Toward Social Security
These changes come after the Ministry of Labor and Employment reviewed cases where families were denied insurance due to technicalities during job changes.
The new circular ensures that families of deceased employees can access their benefits without unnecessary difficulties.
For working people and their families, these updates bring peace of mind and stronger social security protection.
