Luxury travel credit cards are becoming increasingly popular as international travel rises and travelers seek premium experiences.
Today, high-end travelers want more than just discounts—they look for convenience, comfort, and exclusive perks.
From airport lounge access worldwide to concierge support and lifestyle benefits, these cards are designed to make travel effortless and enjoyable.
Key Benefits of Luxury Travel Cards
Luxury travel credit cards offer a variety of benefits that go beyond regular spending:
Airport Lounge Access: Almost every major airport lounge, in India and abroad
Low Forex Charges: Save money on foreign currency transactions
Concierge Support: Assistance with bookings, travel planning, and emergencies
Rewards on Travel Spending: Earn points for flights, hotels, and travel bookings
Lifestyle Perks: Access to golf courses, clubs, and exclusive experiences
These features make luxury cards ideal for frequent travelers, whether for business or leisure.
Top Luxury Travel Credit Cards in India
HDFC Diners Club Black Metal
Unlimited worldwide lounge access
Up to 10x rewards on shopping via HDFC SmartBuy
Free premium memberships like Amazon Prime and Marriott
Six golf games per quarter
Times Black ICICI Credit Card
Low foreign currency markup of 1.49%
VIP airport experiences
Visa biometric service for international travel
6x to 12x rewards on travel and hotel bookings
American Express Platinum Card
Exclusive Travel and Lifestyle Concierge
3x rewards on overseas spending
Access to over 1,400 airport lounges globally
Unlimited domestic lounge access with qualifying spends
Axis Bank Reserve
Unlimited lounge access both in India and abroad
50 free golf games annually
VIP airport assistance
Scapia Federal Bank Credit Card
20% Scapia Coins on travel bookings
Unlimited domestic lounge access
No annual fee and no extra foreign spending charges
Ixigo AU Credit Card
10 points per ₹200 spent online, 5 points per ₹200 offline
Discounts on bookings via Ixigo app
One international and eight domestic lounge visits annually
RBL World Safari Credit Card
No overseas spending charges
5 points per ₹100 on travel retail
Eight domestic and two international lounge visits per year
Annual vouchers worth ₹10,000 on spending ₹7.5 lakh
AU NOMO Credit Card
Secured card with no annual fee
Low forex charges of 0.99%
Rewards on spending and limited lounge access
Luxury travel credit cards are ideal for travelers who want comfort, convenience, and rewards while exploring the world.
Choosing the right card depends on your travel frequency, spending habits, and desired benefits.
