Many employees change jobs several times during their career.
Every time you join a new organization, a new PF account (Member ID) may be created.
Over time, this can lead to multiple EPF accounts under the same person, making it confusing to track savings, claim withdrawals, or calculate pensions.
Fortunately, EPFO allows you to merge all your PF accounts into one, simplifying management.
Why Merging EPF Accounts Matters
Merging your EPF accounts ensures that your entire provident fund balance and service history are combined into your current active account.
This prevents scattered contributions, inactive accounts, or unclaimed PF deposits.
By consolidating your accounts:
Future withdrawals become easier
Interest is calculated correctly on the total balance
Pension and settlement procedures are smooth
You only need to manage one UAN and one account
What You Need Before Merging
Before starting the process, make sure you have:
An active UAN
Updated KYC details (Aadhaar, PAN, bank info)
Your mobile number linked to the UAN
Member IDs of old PF accounts
Matching personal details (name, date of birth) across all accounts
If any of these are missing, your merge request may get rejected.
Steps to Merge EPF Accounts Online
The easiest way to merge accounts is via the EPFO Member Portal:
Log in with your UAN and password
Go to Online Services → One Member – One EPF Account (Transfer Request)
Enter details and verify with OTP
Provide old PF account numbers to merge
Select your current or previous employer for attestation
Submit the request and accept the declaration
Once submitted, the request is verified by EPFO.
You can track progress under Track Claim Status.
Usually, the process completes within a few weeks.
What If You Have Multiple UANs?
Sometimes, employees may have more than one UAN due to job changes. In this case:
Notify EPFO to deactivate the old UAN
Funds are transferred to your active account
You may need to submit a PF transfer form
After Your EPF Accounts Are Merged
Once the merge is complete:
Check your PF passbook to confirm balances are updated
Keep the transfer reference or acknowledgement safe
Ensure only one UAN is active
Verify that your KYC and bank details are accurate
Merging multiple EPF accounts ensures your retirement savings are consolidated, simplifies tracking, and avoids delays when withdrawing funds.
With online facilities, you no longer need to visit EPFO offices, making the process fast and convenient.
