Recently, the Employees’ Provident Fund Organization (EPFO) has made a major change that benefits employees.
Now, members can withdraw 100% of their PF account balance.
If you have lost your job, the deadline to withdraw your full PF amount has been extended from 2 months to 12 months, giving you more time to claim your funds.
How to Withdraw Your EPF Funds Online
You can easily withdraw your PF money through your mobile or computer. Follow these steps:
Log in to EPFO – Visit the official EPFO website and log in using your UAN number and password.
Access Online Services – Click on Online Services and then select Claims.
Fill the Form – A form will open with some pre-filled details. Enter your bank account number, verify your last working day (exit date), and accept the terms.
Select Claim Type – Choose Form 19 for full PF withdrawal.
Submit Form 15G (Optional) – If your withdrawal exceeds ₹50,000 and you want to avoid 10% TDS, submit Form 15G.
Verify Aadhaar Details – Enter the address linked with your Aadhaar, upload a photo of a canceled check if prompted, and tap Get Aadhaar OTP.
Confirm & Submit – Verify the OTP and submit the form.
Once submitted, the EPFO will process your claim, and your PF money will be transferred to your bank account within a few days.
Key Points to Remember
You can now withdraw 100% of your PF funds.
The withdrawal deadline after leaving a job is 12 months.
Use the online method for faster processing and convenience.
Ensure your bank and Aadhaar details are correct to avoid delays.
This update makes it easier than ever to access your hard-earned PF savings, giving employees greater financial flexibility.
